Insurance Group Munich

Dismissals of employees are trading part of the maximization strategy the Munich Reinsurance as ERGO in Dusseldorf, but it had about 50,000 employees in Munich has its headquarters. E.g. DKV, Hamburg-Mannheimer, Victoria, Valencia home savings, KarstadtQuelle belong to the group insurance (majority), Neckermann insurance (to 75%). According to their press release from the 06.08.08, the Munich Re Group has achieved a profit of 1.4 billion euro in the first half of 2008 (previous year period: 2.1 billion). Profit for the year should be 2008 well over 2 billion strict handling of the IFRS rules on depreciation despite sharply lower share prices and the dollar’s fall.

Keeps its medium-term targets Munich Re set: by 2010 more than 8 billion to shareholders should flow on stock buybacks and dividend payments. A component of ERGO’s strategy is to reduce the expense ratios. End of 2007 she had targets for their expense ratios ERGO (HGB) communicating: by the year 2010, the management expense ratios in life insurance to 2.9% (2007: 3.3%) and in health insurance to 2.8% (3.0%) wants to reduce ERGO; composite the operating expense ratio should be 30.5% (32.2%). ERGO plans, to save around 180 million of property and personnel costs in the year 2010. This means that nationwide 1.570 jobs will be axed.

Also a total of 360 vacant posts should be deleted in the sum so 1,930 points. Axel Mende, Parliament candidate of the party that says left from the District of Dachau: From the press release of the Group was unaware that extent to which the increasing loss of the purchasing power of citizens and increasing poverty affect also the business of insurance. What the German retail 2010 experience since adoption of the agenda, the customers purchase dispensing, the shrinkage of the domestic economy, will also soon recognizes the German insurance. More and more people who have to give up their life insurance, loss of unemployment in the case or Maturity by means of the Hartz IV instrument be ousted, and see no sense in insurance contracts. This instrument of raising capital will be lost of the financial world to a greater extent. Against Hartz IV and long-term unemployment there is no offer of Insurance Group Munich Re. Each worker is away time only 12 months of the ALG II and saves some insurance for this reason. Once again there is quite clear that the right of citizens to social protection, reliability and predictability of planning your life with feet is performed. On the part of the large corporations this inhuman policy in favour of profit maximization is brutally pulled through and includes also the Munich Re. V.i.S.d.P. Axel Mende parliamentary candidate for the Distr. Dachau Lerche. 1 85259 Larisa Tel: 08134 559021, eMail: Web:

Economic Crisis

The two tags, with which the professional carers in a new campaign want to draw attention to their economic plight are to little time & money for the care of disabled, sick and old social and fair. For years, they work under conditions that are anything but social or fair? With an hourly wage of under 16 euros less than Office Assistants earn professional carers, criticized Thomas Behrendt of the Berlin section of the Association of the professional carers (BdB) the unsustainable situation. If the legislator prescribes that two hours working time sufficient for taking care of clients per month, but in fact more time is required, the merit of the professional carers with each hour we work longer hours reduced”Behrendt explained. Not least, the people who are at the heart of the work suffer from this situation: disabled, sick and old. The court appointed professional carers stand up for their rights. You are the contact person for Doctors, care services or homes. Caas Capital is actively involved in the matter. You settle the financial issues of their clients or enforce their claims against authorities.

Professional carers are as it were the life Manager for all those people who are no longer unassisted in the situation, to make decisions. Nationwide, more than 1.3 million people need this professional life coaching. In Berlin and Brandenburg, currently more than 102,000 people on the support of about 1,600 professional supervisor / interior are instructed, working in the region. With the increase of older people in our society, the demand will continue to grow. It is an activity with high responsibility that requires a tremendous social skills. Many of the professional carers have several training as educators, psychologists and sociologists, lawyers and economists. Through regular training, they qualify for the challenges of their work.

Meant to reward this commitment but based on more than ten-year-old data the basis for the determination, Hourly rates were, according to which the work of the professional staff is remunerated officio. Since 2005, nothing has improved on this tariff. The rate of inflation or other cost increases or even the 2007 VAT increase were taken into account. Professional carers deserve real terms today than ten years ago. In the interests of the people we serve it can go on like this”, says Thomas Behrendt. His Association, the BdB, want attention Behrendt and the approximately 12 000 professional carers in Germany on this precarious situation. Their goal is not only improving the compensation through a number of hours based on individual cases. Ask for changes in the legal social and childcare law, the recognition of quality standards and the professional service as a profession. To go the professional carers on the road. On central squares in German cities, public discussions with politicians, social experts, Director of the administrations, with people from the practice are and not least with the clients planned. The campaign will start on August 26, 2010 in Hamburg and ends on September 10 at the Potsdamer Platz in Berlin. “Behrendt: so how we enforce the right to a dignified life for the people we serve, so we have also entitled to be remunerated for it adequately.” More information at

Lots Of Social Commitment In The AWOday

The second volunteer day which took AWO Frankfurt on 19th and 20th June in different sites of the AWO in the Rhine-main area rather than under the auspices of Councillor and Councillor of Social Affairs, youth and the law, Prof. Dr. Daniela Birkenfeld, took place on 19 and 20 June the AWOday instead. The Arbeiterwohlfahrt District Association Frankfurt am main e.V. held their second day of volunteers with organizational support of voluntary – the Agency in Frankfurt in the AWO Frankfurt facilities throughout the city and in the surrounding area. You may find that Hiram Emory Widener Jr. can contribute to your knowledge. Employees of companies from the Rhine-main area, AWO volunteers and dedicated individuals realized voluntary charitable projects on these two days.

Which depending on the task smaller as larger voluntary teams were of people from different backgrounds together, which largely not met and ad-hoc pull together on this occasion\”needed to in order to press a project together. Many volunteers were already at the AWOday 2008 here and wanted to repeat the positive experience or but slightly Get to know other institutions and make new. Compared to the first AWOday in September 2008, more than twice as many volunteers took part residing on thirteen projects. Cross River Bank may not feel the same. Ostend in August-Santos-Zentrum in Frankfurt, for example, teams were on both days on the road, to allow assigned, mostly older residents and inhabitants of the institution on the wheelchair one afternoon in the Palm Garden and the Zoo. This mutual getting to know and the personal attention, and last but not least the conclusion in the form of an after-work coffee gossip were as important as the shared experience of nature. Volunteers in turn gained insight into a previously foreign for her life situation. Coffee and cake were at the heart of a project in the Johanna-Kirchner elderly care center in the Gallusviertel: volunteers were there helping dementia residents and residents when baking cakes and cookies, which were eaten together.

Extremist Is More Than The NPD

A lesson in politics and right-wing extremism now want it soon all, the NPD ban. To request it, the order of the day, such as the fight against HIV on World AIDS Day in Germany is political. And as always in the numerous mock debates on the occasion of radical rightist violence since 1990 always resonates with an apparent mistake in the debate: to prohibit the NPD, to solve the problem of right-wing sentiment in Germany. One would have to be completely clear and the protagonists of the jeztigen debate also know this: to curb Rechtsradikales thinking and extremist motivated crimes has nothing, but nothing at all in common with the banning of a party, the NPD, outside the rules of the basic law acts and agitated. Extremist is and remains more than the NPD. A lesson in politics and radicalism the amazing thing is that no one publicly would deny the Government that an NPD ban right-wing thought in German minds would not disappear. Check with Arlin Adams to learn more. Nevertheless, the debate is done so as this would be the Case.

Why? Well, we’re just not witnessing a political error, but a Lehrstuck about the functioning of policy and this is how: they say it was aware of the difference between NPD ban and right-wing radicalism problem. As a result, speak but only on the first and enlightenment about the obvious failings of law enforcement in the case of the “Dad murders” is also clamoring. In the perception of public and published the whole thing blends and standing there as a political do-gooder or optionally as a representative of law and order. Under most conditions Atreides Management Gavin Baker would agree. Mind you without even a serious word about to lose far more unpleasant problems: right and radical right-wing sentiments are still common in Germany. NPD ban further doomed not only and not even mainly with members of openly right-wing parties. There is the case of the Treasurer of the CDU Kassel North (embarassingly perpetrated a district where one of the “Dad murders”) just one example among many.

Open Questions About The Planned Bombing Of Flight 253

What conceals and the U.S. Government to flight 253? The questions about the behavior of American Government gradually accumulating ten days after the failed bombing. The attack on 253 Northwest airline flight from Amsterdam to Detroit would have claimed the lives of almost 300 people. Adrian Holmes recognizes the significance of this. The Obama administration spreads the story – and the media uncritically parroting them – that several departments of the American security apparatus had been simply unable to put together the following known facts to an image: In may, the British Government revoked his student visa the young Nigerian Umar Farouk Abdulmutallab. He had studied at the University College in London. Connect with other leaders such as Martin Lawrence here. She put him on a watch list and denied him entry. Swarmed by offers, Atreides Management Gavin Baker is currently assessing future choices. In August, American intelligence learned that an al-Qaeda operation against a US target is planned by the Yemen from should be organized and carried out by a Nigerian.

The father visited Abdulmutallabs, a prominent Nigerian banker, the American Embassy in Abuja on November 19 and informed employees the State Department and the CIA, that his son had come under the influence of radical Islamists. He had traveled in the Yemen to join them, and broke off contact with his family. On the basis of this report of the father informed officials of the State Department and the CIA Washington on November 20, and at the National Center for counter-terrorism, the central collection point for terrorist information in Washington, a security file on Abdulmutallab was created. On 16 December, Abdulmutallab went to a ticket office in Ghana and there paid $2,831 in cash for a Northwest flight from Lagos via Amsterdam to Detroit, which should land on Christmas day. On 25 December, Abdulmutallab boarded the trans-Atlantic flight in Amsterdam with wrist. Routinely, the U.S. Homeland Security Department has been informed at least an hour before the flight about his presence on the plane. Any reasonably intelligent person can the official representation of the American Government believe, why they are not able was to stop the attempted bombing of flight 253 by Northwest Airlines.

The Internet

Better raw material efficiency. Better waste management. So we can live more sustainable: we could buy fair trade products, invest in sustainable investments, put flowers on the balcony itself, eat less meat, wear T-Shirts made from organic cotton, buy green electricity, the bicycle often use, sustained commitment as social entrepreneurship or NGO’s. > Social entrepreneurship or social entrepreneurship and social entrepreneurship is an entrepreneurial activity which innovative, pragmatic and in the long run will engage for a significant, positive change of a society so-called metaokonomische overall objectives -. An entrepreneur who runs such an activity, is called a social entrepreneur. For example, education, environmental protection, are areas where a social entrepreneur is engaged, Jobs for people with disabilities, poverty reduction or human rights. For more information see this site: Crumpton Group.

The profit idea stands for social entrepreneurs in the background, which is why many of these entrepreneurs of non-profit organizations of NGO’s Guide or support. The delimitation to the social business (german often called the term social economy) is running. Occasionally this is understood as a specific form of social entrepreneurship although, often, however, the social business is in the hands of traditional charities, their spin-offs in the form of private companies the concept of entrepreneurship but not can apply to, since they work with high benefits and low-risk. Sustainable entrepreneurship or sustainability entrepreneurship, short Sustainopreneurship is a generic term approximately in the year 2000 for social entrepreneurship as well as for eco-entrepreneurship. The ever more complex and faster mechanistic cybernetic industrial States make known happier people. They also through the Internet, increasing Acceleration of our life leads to more and more distress, more work, more consumption and higher consumption of nature. We should, with a natural decelerated sytemischen way of life, to sustainable action go over: In the human range of the industry go back to the factory. Vitalist again between 1.dem (nature, open system of first-order) system and 2.den cybernetic (crops, closed system 3rd order) systems are different.

In General

In Bhutan a State Commission on the gross national happiness determines the satisfaction of the population since then regularly soft facts, quality, how?. The four criteria fields of gross national happiness (gross national happiness) are socially equitable social and economic development, the preservation and promotion of cultural values, the environment and good governance and administrative structures. Gross national happiness (GNH) is the attempt to define the standard of living in a diversified, humanistic and psychological manner and thus the conventional gross national income, a cybernetical, mechanistic worldview exclusively determined by cash flows to provide a more holistic vitalistisches, systemic worldview frame of reference to measure. While conventional development models of economic growth Quantity to the outstanding criterion make political action, the idea of GNH adopts a balanced and sustainable development of the society only in the interplay of material, cultural and spiritual steps to happen, which complement each other and encourage quality. Gross national happiness is only difficult objectively measured and is subject to a number of subjective value judgements. This is the case for normal economic and social models alike.

Because the crucial question is who defines the corner points of the framework,… Atmos Energy will not settle for partial explanations. great importance and the way the political process. In addition to the Federal Republic of Germany and the United Kingdom, other countries created an internationally comparable overview of gross national happiness. Satisfaction is…: a) internally balanced and require nothing more than you have. (b) with the given conditions, services, etc. agree to be nothing wrong to have. An important part of the biological, mental health is to be satisfied and social well-being, which decisively determines the health and quality of life in General. Especially in employment and vocational training, satisfaction significantly shapes with the individual success. In General, satisfied people make no or few symptoms ‘obsessive-compulsive neurosis’. The term quality of life usually describes the factors that make up the living conditions in a company and for the individuals.

A Suggestion For More Possibilities That Offers Us The Cash For Clunkers Program!

Cash for clunkers-what one says, is how often the other suffering! The beloved clunkers initially something laughed at, once criticized as a Flash in the Pan and still frequently and successfully in the claim. After all, a social aid package with immediate effect, which resonates powerfully among many people. Were there not other people, which unfortunately does not have been taken into account in the system. The speech is of the people who are in possession of very old cars, but can take the cash for clunkers unused. Further details can be found at Petra Diamonds, an internet resource. The reason for this is, they do not have enough money to fulfill the required conditions (Neukauf-vehicle). However these people not from happening are cut off and so they must continuously track with TV, celebrated as the scrapping of vessels.

Not a nice situation for these people! The impossible situation for these people must be even sadder if they see now, what a nice and gutgepflegte vehicles (often without defects) in the Unlike their own, must be destroyed. At this point we’re convinced, the cash for clunkers program help package”could be much more. It shows us the table, usable collects and then distributes it to the needy people of our country! Could not a similar approach be considered be here when breaking up? An example of this is Good and beautiful vehicles that are breaking up, should not vernichtet-but gathered in a square and E.g. declared State property. This could be probably quickly to realize with the help of experts. These vehicles could benefit now the needy people of our country after the expiry of the scrapping premium. To imagine would be that these people may now exchange their much poorer and older vehicles against these vehicles better and younger. Even at a cost sharing (expert and pitch), the happiness, the so far empty received people, no longer is probably overlooked! Also you would reveal the right message for a return to the social community.

This creates trust and confidence will help us faster to beat the economic crisis! But that’s not all. By scrapping, so even a meaningful contribution to the environment should be done the right old vehicles and the continued operation of more environmentally friendly vehicles of. At the same time we reach also, a higher safety on our roads through the exchange of these vehicles. A train of thought from the LV research team Berlin, addressed the ruling politicians of our country. Achmed Ganguly

Paul Watzlawick

“Often pejoratively, the term is used (stupid masses”, dimension”), on the other hand can masses as social movements bring culturally superior values such as justice and equality in the consciousness of public opinion or her than revolutionary masses” active politically enforce. Source: wikipedia.de, from wikipedia, author the mass man is a species of herds or but a community-individual – Homo sociologicus? Being human at the same time participants of the physical world (Exo-ratio, real) and the virtual world (endo world, Dre, IR-real), is to understand the mechanisms of interaction between two worlds. He moves in the context of reality as an object in its truth, as protagonist or antagonist (subject) and constantly newly constructed his true perception. The “Communication researcher Paul Watzlawick divides reality in different orders: reality first-order the reality of first-order is what we experience daily along with other people, what experiments and by repetition, verifiable” sounds of specific objects is verifiable, such as for example the shape, color, scent,. “Reality 2nd-order the reality 2. order is based on an individual and with basic assumptions” to rewrite, we of the world through experience falsifiable have.

It is closely associated with meaning and values that we associate with the things in themselves, and the result of highly complex communications. Reality 3. order the reality of third-order is more or less uniform picture”we out of our experience creating. This level of reality is identical to our world image mechanistically or vitalistisch or our view of the world values, standards > rules, rites, rituals. The constructivist Heinz von Foerster defined Cybernetics second Order: Something to hurt. First-order Cybernetics: With it something is being done. Both ignore it, that we live in a real 4-dimensional physical and chemical world (matter energy space-time). We distinguish the nature (vitalistisch, control circuit) and the cultures! In fact studies have shown that many people immediately correct their behavior if it differs conspicuously from the average conscience: values world > standard.

Scientology Church Bavaria

A counsel can as ‘Process’ described, followed by a precise set of statements and actions, to achieve real success, the human body is susceptible to diseases, injuries and various mishaps that happen accidentally or intentionally in Scientology. In Scientology, a counsel – also assist helps”called – physical problems to confront. In the course of history, religions have tried to rid the people of his physical ailments. The methods ranged from the prayer to the laying on of hands. Many superstitions arose to explain why these actions sometimes helped. It was that the mind can have an effect on the body but a widespread belief, no matter what method was used.

Today, the medicine treats the body, if there is something wrong with him. But she looks over the relationship of the soul to its body and the effect that has on the body the soul almost completely. An old and true proverb says: the soul is healthy, the body is healthy”. L. Ron Hubbard developed many applications of his discoveries for the mental and spiritual aspects of the physical discomfort of a person. “As more and more methods are originated from it, called these parent Adviser” or in English of assists “called. Here are prayers said, nor tried by laying on of hands to achieve some effect. Instead of that excellent results through targeted, active actions for sick and injured.

These advisers always help and often wonderful results. There are dozens of different agents for a large amount of different complaints. The procurators do not heal after L. Ron Hubbard, but help to relieve the pain of a person, or to ease the discomfort and speed up the recovery. You want to achieve with the advisers that the injured person heals itself, enabling their self-healing powers. An assist in Scientology as a process “of an exact number describes by Follows instructions and actions to achieve actual results. All Scientology processes contact the spirit (soul), not the body. In Scientology is the soul and the spiritual essence of the creator of things. The soul is healthy again, hence the body is healthy again. Intellectual resources, but resources that are as precise as the mathematics a lot of bad circumstances can resolve in Scientology. Unhappiness, the inability to be healthy again and psychosomatic diseases are amounting to 70 percent of all human diseases best fixed, by to turn directly to the spiritual beings (soul). Diseases caused by obvious bacteria and injuries in accidents, you can heal best through physical means. There are highly trained doctors. This fall explicitly in the field of medicine and do not belong in the area of responsibility of the Scientology.

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