Homeowners Insurance When Purchasing A House

Testing the scope of insurance when purchasing a house fire or a storm can wreak a heavy financial damage within moments or even completely destroy a building. Real estate represent a very high value. A homeowners insurance replaced the financial damage, if the House was damaged. Therefore, the legislator has ensured commonly known as the insurance protection remains with the purchase of a House. With the purchase of a House, taking over at the same time the insurance contract of the former owner.

This will ensure that the building is fully insured. Still, there are some pitfalls in the takeover of the old Treaty: so the House buyer should contact immediately with the insurance company in connection, to check the conditions and experience to bring in, whether the contribution account is balanced. Should be a post behind, it could be that the insurer does not regulate a damage. Especially with older contracts, it is highly recommended to take the insurance coverage closely. Many older homeowners insurance companies that offer a lower capacity than current offerings and are often also disproportionately expensive. Not infrequently also gaps in insurance coverage are older contracts, improvements of the House such as underfloor heating, photovoltaic system, new garages or carports for were not reported.

On acquisition of the building and the takeover of the old insurance, you would accept even such restrictions in the insurance if not carefully checking them. However, according to the land registry, it is an extraordinary right of termination of the insurance. Within a month, you can exceptionally terminate the old contract and switch to an insurer with a better price / performance ratio. When replacing, expect also to play it safe, that the scope of the insurance complies with your security needs. However, it should be from the old Insurers are requesting an inventory of the damage from the last five years. These damages are to specify that when the new homeowners insurance and can affect the price, as well as the adoption of decision of the insurer. Just for homes, which in the last few years, no insurance claim was reported, often significant improvements of the price and scope of services are possible. Contact: Bergische insurance broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 Haus.young insurance.de contact for the press: Bogdan Kalid image source: Andrey Armyagov – Fotolia.com corporate information: company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de, the company has specially to the needs of private individuals and professionals not specialized consulting-bound insurance representatives a each insurance company wish, but based on independent calculations of comparison inexpensive and powerful companies get quotes would. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, prospects and customers are objective and independent advise.


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